Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 6.15%
- $648.75
- 5.24%
- $595.34
- $53.41
-
- 2 Years
- 5.44%
- $606.90
- 4.79%
- $569.71
- $37.20
-
- 3 Years
- 4.62%
- $560.16
- 4.14%
- $533.64
- $26.53
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.15%
- $590.17
- $74.20
-
- 10 Years
- 6.81%
- $688.72
- 5.25%
- $595.92
- $92.81
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowIn my role as a dedicated mortgage broker, I am committed to guiding clients through the complex landscape of home financing with expertise and care. With a deep understanding of the ever-evolving market trends and lending options, I strive to provide personalized solutions tailored to each individual's financial goals and circumstances. Whether it's a first-time homebuyer, commercial, residential, home equity finance, equipment finance or private mortgage, to embark on their homeownership journey or a seasoned investor looking to expand their real estate portfolio
I take pride in simplifying the mortgage process, explaining intricate details, and ensuring my clients make informed decisions. My mission is to not only secure competitive rates but also to foster long-lasting relationships built on trust, transparency, and a shared vision of turning property ownership dreams into reality. I can be reached at 604-355-7187 or email: yogita@yrmortgages.ca
I appreciate the advice and information you shared throughout my mortgage process. Yogita you provided excellent customer service and very knowledgeable tips for my mortgage.
Thanks
RM
I had an exceptional experience working with this Yogita Raniga. From the very beginning, she displayed a deep understanding of the housing market and provided valuable insights into various loan options available to me. She was very patient, attentive, and always available to answer my questions throughout the entire process. Thanks to her expertise and efficient handling of paperwork, I was able to secure a mortgage that perfectly suited my needs. I highly recommend her services to anyone in need of a reliable and professional mortgage broker. Yogita made the whole process smooth and stress-free. I am truly grateful for her assistance!
HA - Surrey, BC
Yogita is professional and thoroughly knows what she does. Her character helps even first time home buyers to understand the world of mortgages and she’s great in guiding them to do the right thing.
Keep up the good work. Cheers
CC
Yogita is very knowledgeable and patient. As a first time buyer I had a lot of questions.
I would definitely recommend reaching out to her for any mortgage related needs
AK
I have had the pleasure of dealing with Yogita for my mortgage on two properties now and she is wonderful to work with. She is knowledgeable, well-connected and professional but also so kind and there for the personal side of the experience as well. I would truly recommend her highly to anyone looking for a mortgage.
JA - Google
Our calculators will allow you to explore your Mortgage options.
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Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
CHD - Comprendre sa cote de crédit
CHD - Taux Variable VS Taux Fixe
CHD - Préautorisation prêt hypothécaire
Why should Canadians use a mortgage expert?
What is the difference between a variable rate mortgage and an adjustable rate mortgage?
How does the Bank of Canada rate impact the demand for housing?
How does the qualifying rate impact Canadians?
Is a fixed rate mortgage better than a variable mortgage?
What is the benchmark rate?
How are fixed rate mortgages determined?
Should Canadians shop the market for a mortgage, or are they all the same?
Why should Canadians care about inflation?
Is consolidating debt a smart move?
What is the best way to handle credit card debt?
How are variable rates set?
Are fixed mortgages or variable rate mortgages more popular?
Will the variable rate trend continue?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
What is a basis point?
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Is there only one mortgage insurer?
Do you expect OSFI to make changes to the qualifying rate?
How has increased immigration impacted the housing market?
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